CADE INSURANCE COVERAGE DESCRIPTION
General Liability insurance responds to claims that bodily injury or property damage to a thirdparty was allegedly caused by negligence in the performance of your operations. Volunteers working at your direction are Insured if they are named in a similar claim.
Directors & Officers Liability insurance responds to claims arising out of a 'wrongful act' in the organizational governance of the Named Insured, including actual/alleged errors and omissions, negligent acts, misleading statements, or breach of duty by the Directors performing their duties.
Accident Compensation pays benefits to an Insured person who is seriously injured while working on your behalf. Based on the severity of the injury benefits are paid as per a schedule in the event of death, permanent total or permanent partial disability.
WHO IS AN INSURED - INSUREDS CLARIFICATION ENDORSEMENTS
The General Liability and Directors & Officers Liability coverages list as an "Insured". The non-profit organization shown on these Policy Declarations as the Named Insured; and Any volunteer, employee, "executive officer", or director with respect to their duties as such; and Any individual who is a member of the non-profit organization with respect to the conduct of the business of the organization.
MAP COVERAGE EXTENSION ENDORSEMENT
Your General Liability coverage will respond to cover claims arising out of your preparation orapproval of maps, but only when all of the following three criteria apply:
1. Map was developed by a professional third party (government organization, GIS technician, local map making professional, etc.); 2. Map is not intended to provide specific navigational direction through wilderness or waterways; and 3. The development of maps is not a "professional service" customarily provided by your organization. If a map you prepare or distribute doesn't meet all criteria, please contact our office.
DESIGNATED OPERATIONS EXCLUSION ENDORSEMENT
1. Motorized Watercraft Racing; 2. White Water Rafting, White Water Kayaking & White Water Canoeing; 3. Wakeboarding, Waterskiing, and Parasailing; 4. Hunting; 5. Use of, or the authorization of the use of firearms.
For further questions about the insurance coverage, email us via the “contact us” form on our “About US” page